mengira / calculatorsSEA Regional Suite

Choose your country

🇲🇾MalaysiaMYR🇸🇬SingaporeSGD🇮🇩IndonesiaIDR🇵🇭PhilippinesPHP🇹🇭ThailandTHB
Overview
Investment
EPF (KWSP) DividendASB DividendFixed Deposit Comparison
Loans
Housing Loan EligibilityCar Loan & Road Tax
Tax
PCB Monthly Tax
ASB Dividend Calculator. Project Amanah Saham Bumiputera returns using minimum monthly balance dividend rules. Interactive Mengira financial calculator with deterministic math: inputs are processed client-side, results update reactively, formulas documented in the on-page explainer.
← Malaysia

ASB Dividend Calculator

Project Amanah Saham Bumiputera returns using minimum monthly balance dividend rules.

RM 10,000
RM 500
15 yrs
5.75 sen

ASB declared 5.75 sen per unit for 2023 (baseline).

Projected ASB balance

RM 163,768

After 15 years with annual dividend reinvested

Total deposits

RM 100,000

Total dividends

RM 63,768

Effective gain

63.8%

Avg annual dividend

RM 4,251

Sponsor

Featured offer

Compare curated financial products matched to your calculator results.

Explore →

Next steps

Recommendations
Compare ASB financing
Maybank / CIMB / RHB ASB loan rates side by side.
Compare loans
Diversify with EPF
Pair fixed-income ASB with EPF.
Reduce PCB
Use ASB-related reliefs where applicable.

How the math works

ASB declares dividends based on the minimum monthly balance in each calendar month — not the average balance.

  1. 01

    Average minimum monthly balance

    AvgMinBalance ≈ OpeningBalance + Monthly × 5.5

    Approximation for steady monthly top-ups deposited on day 1.

  2. 02

    Annual dividend

    Dividend = AvgMinBalance × RatePerUnit
  3. 03

    Year-end balance (reinvested)

    EndBalance = OpeningBalance + Monthly × 12 + Dividend
5.75 sen per unit reflects ASB's 2023 declaration. Past performance does not guarantee future results.