mengira / calculatorsSEA Regional Suite
Malaysia fixed deposit comparison calculator. Inputs: principal placement amount in MYR and tenure (1, 3, 6, or 12 months). For each major Malaysian bank (Maybank, CIMB, Public Bank, Hong Leong, RHB) we apply Interest = Principal ร— AnnualRate ร— Tenure/12, sort banks by interest descending, and surface the top-yielding bank with an affiliate CTA. Promotional rate band 3.60%โ€“3.85% p.a. for 12-month placements.
โ† Malaysia

Malaysia Fixed Deposit Comparison

Bandingkan anggaran pulangan promosi FD bank tempatan untuk tempoh pilihan anda.

RM 20,000.00

Tenure

Rates shown are promotional baselines (3.60%โ€“3.85% p.a. band for 12-month placements) โ€” confirm with each bank.

Estimated FD maturity returns by bank for 12-month placement
BankRate p.a.InterestMaturity
MaybankTop yield3.85%RM 770.00RM 20,770.00
CIMB Bank3.80%RM 760.00RM 20,760.00
Public Bank3.70%RM 740.00RM 20,740.00
Hong Leong3.65%RM 730.00RM 20,730.00
RHB Bank3.60%RM 720.00RM 20,720.00

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Buka akaun FD Maybank promosi 3.85% p.a.

Anggaran faedah RM 770.00 untuk penempatan RM 20,000.00 selama 12 bulan.

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How the math works

Malaysian conventional fixed deposits pay simple interest on a per-annum rate, prorated to the chosen tenure. We assume interest is paid at maturity (not compounded monthly).

  1. 01

    Per-bank interest

    Interest = Principal ร— (Rate / 100) ร— (TenureMonths / 12)
  2. 02

    Maturity value

    Maturity = Principal + Interest
  3. 03

    Ranking

    Sort banks by Interest descending โ†’ highest-yield bank is the top row
Indicative only โ€” actual board / promotional rates vary by bank, channel (branch vs online), and minimum placement tier.